Effektivzins

effective annual interest rate (APR)

noun eh-fek-TEEF-tsins Rare

Usage Note

Effektivzins (= effektiver Jahreszins) is the true annual cost of a loan including fees, as required to be disclosed in EU credit law. Higher than the nominal Sollzins.

Examples

"Beim Kreditvergleich sollte man immer den Effektivzins betrachten."

Natural Translation

When comparing loans one should always look at the effective interest rate.

Literal Translation

When the credit-comparison should one always the effective-interest consider.

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