Kontoüberziehung
account overdraft; overdrawn balance
noun KON-to-ue-ber-tsee-ung Rare
Usage Note
Kontoüberziehung refers to spending beyond the available balance, using the bank's Dispositionskredit (overdraft facility). If the overdraft limit is exceeded, banks may charge a higher Überziehungszins as a penalty rate.
Examples
"Die Kontoüberziehung führte zu hohen Überziehungszinsen am Monatsende."
Natural Translation
The account overdraft led to high overdraft interest charges at the end of the month.
Literal Translation
The account-overdraft led to high overdraft-interest at the month-end.
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